{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch0\stshfloch0\stshfhich0\stshfbi0\deflang2057\deflangfe2057\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial{\*\falt Arial};}{\f2\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New{\*\falt Courier New};}
{\f5\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070409020205020404}Courier;}{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}
{\f35\fbidi \fswiss\fcharset128\fprq2{\*\panose 020b0604020202020204}Arial Unicode MS{\*\falt Arial Unicode MS};}{\f38\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604030504040204}Tahoma;}
{\f40\fbidi \fswiss\fcharset128\fprq2{\*\panose 020b0604020202020204}@Arial Unicode MS;}{\f41\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0500000000000000}cmr10{\*\falt Vrinda};}
{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\f399\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}{\f400\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}
{\f402\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}{\f403\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}
{\f404\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}{\f405\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}
{\f406\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}{\f407\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\f409\fbidi \fswiss\fcharset238\fprq2 Arial CE{\*\falt Arial};}
{\f410\fbidi \fswiss\fcharset204\fprq2 Arial Cyr{\*\falt Arial};}{\f412\fbidi \fswiss\fcharset161\fprq2 Arial Greek{\*\falt Arial};}{\f413\fbidi \fswiss\fcharset162\fprq2 Arial Tur{\*\falt Arial};}
{\f414\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew){\*\falt Arial};}{\f415\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic){\*\falt Arial};}{\f416\fbidi \fswiss\fcharset186\fprq2 Arial Baltic{\*\falt Arial};}
{\f417\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese){\*\falt Arial};}{\f419\fbidi \fmodern\fcharset238\fprq1 Courier New CE{\*\falt Courier New};}{\f420\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr{\*\falt Courier New};}
{\f422\fbidi \fmodern\fcharset161\fprq1 Courier New Greek{\*\falt Courier New};}{\f423\fbidi \fmodern\fcharset162\fprq1 Courier New Tur{\*\falt Courier New};}{\f424\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew){\*\falt Courier New};}
{\f425\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic){\*\falt Courier New};}{\f426\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic{\*\falt Courier New};}{\f427\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese){\*\falt Courier New};}
{\f739\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}{\f740\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f742\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f743\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}
{\f746\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}{\f747\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}{\f751\fbidi \fswiss\fcharset0\fprq2 Arial Unicode MS Western{\*\falt Arial Unicode MS};}
{\f749\fbidi \fswiss\fcharset238\fprq2 Arial Unicode MS CE{\*\falt Arial Unicode MS};}{\f750\fbidi \fswiss\fcharset204\fprq2 Arial Unicode MS Cyr{\*\falt Arial Unicode MS};}
{\f752\fbidi \fswiss\fcharset161\fprq2 Arial Unicode MS Greek{\*\falt Arial Unicode MS};}{\f753\fbidi \fswiss\fcharset162\fprq2 Arial Unicode MS Tur{\*\falt Arial Unicode MS};}
{\f754\fbidi \fswiss\fcharset177\fprq2 Arial Unicode MS (Hebrew){\*\falt Arial Unicode MS};}{\f755\fbidi \fswiss\fcharset178\fprq2 Arial Unicode MS (Arabic){\*\falt Arial Unicode MS};}
{\f756\fbidi \fswiss\fcharset186\fprq2 Arial Unicode MS Baltic{\*\falt Arial Unicode MS};}{\f757\fbidi \fswiss\fcharset163\fprq2 Arial Unicode MS (Vietnamese){\*\falt Arial Unicode MS};}
{\f758\fbidi \fswiss\fcharset222\fprq2 Arial Unicode MS (Thai){\*\falt Arial Unicode MS};}{\f779\fbidi \fswiss\fcharset238\fprq2 Tahoma CE;}{\f780\fbidi \fswiss\fcharset204\fprq2 Tahoma Cyr;}{\f782\fbidi \fswiss\fcharset161\fprq2 Tahoma Greek;}
{\f783\fbidi \fswiss\fcharset162\fprq2 Tahoma Tur;}{\f784\fbidi \fswiss\fcharset177\fprq2 Tahoma (Hebrew);}{\f785\fbidi \fswiss\fcharset178\fprq2 Tahoma (Arabic);}{\f786\fbidi \fswiss\fcharset186\fprq2 Tahoma Baltic;}
{\f787\fbidi \fswiss\fcharset163\fprq2 Tahoma (Vietnamese);}{\f788\fbidi \fswiss\fcharset222\fprq2 Tahoma (Thai);}{\f801\fbidi \fswiss\fcharset0\fprq2 @Arial Unicode MS Western;}{\f799\fbidi \fswiss\fcharset238\fprq2 @Arial Unicode MS CE;}
{\f800\fbidi \fswiss\fcharset204\fprq2 @Arial Unicode MS Cyr;}{\f802\fbidi \fswiss\fcharset161\fprq2 @Arial Unicode MS Greek;}{\f803\fbidi \fswiss\fcharset162\fprq2 @Arial Unicode MS Tur;}{\f804\fbidi \fswiss\fcharset177\fprq2 @Arial Unicode MS (Hebrew);}
{\f805\fbidi \fswiss\fcharset178\fprq2 @Arial Unicode MS (Arabic);}{\f806\fbidi \fswiss\fcharset186\fprq2 @Arial Unicode MS Baltic;}{\f807\fbidi \fswiss\fcharset163\fprq2 @Arial Unicode MS (Vietnamese);}
{\f808\fbidi \fswiss\fcharset222\fprq2 @Arial Unicode MS (Thai);}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}
{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}
{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;
\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\*\defchp \fs22 }
{\*\defpap \ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext19 \sqformat \spriority0 Normal;}{\s1\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\outlinelevel0\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 \slink15 \sqformat heading 1;}{\s2\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\outlinelevel1\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 \slink16 \sqformat heading 2;}{\*\cs10 \additive \ssemihidden Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 \snext11 \ssemihidden \sunhideused Normal Table;}{\*\cs15 \additive \rtlch\fcs1 
\ab\af0\afs32 \ltrch\fcs0 \b\fs32\kerning32\loch\f31502\hich\af31502\dbch\af31501 \sbasedon10 \slink1 \slocked \spriority9 Heading 1 Char;}{\*\cs16 \additive \rtlch\fcs1 \ab\ai\af0\afs28 \ltrch\fcs0 \b\i\fs28\loch\f31502\hich\af31502\dbch\af31501 
\sbasedon10 \slink2 \slocked \ssemihidden \spriority9 Heading 2 Char;}{\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af38\afs16\alang1025 \ltrch\fcs0 
\f38\fs16\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext17 \slink18 \ssemihidden Balloon Text;}{\*\cs18 \additive \rtlch\fcs1 \af38\afs16 \ltrch\fcs0 \f38\fs16 \sbasedon10 \slink17 \slocked \ssemihidden Balloon Text Char;}{
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\cf1\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext19 \spriority0 Default;}{\*\cs20 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf1 
\sbasedon10 Hyperlink;}{\s21\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 \slink22 \ssemihidden endnote text;}{\*\cs22 
\additive \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20 \sbasedon10 \slink21 \slocked \ssemihidden Endnote Text Char;}{\s23\ql \li0\ri0\sb100\sa100\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 Normal (Web);}{\s24\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 \slink25 Body Text 2;}{\*\cs25 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24 \sbasedon10 \slink24 \slocked \ssemihidden Body Text 2 Char;}{
\s26\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon19 \snext19 \slink27 Body Text Indent;}{\*\cs27 \additive \rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24 \sbasedon10 \slink26 \slocked \ssemihidden Body Text Indent Char;}{\s28\qc \li0\ri0\sb240\sa240\keepn\widctlpar\jclisttab\tx432\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls2047\pnrnot0\pndec\pnf5 }\nooverflow\faroman\ls2047\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\f1\fs36\lang1033\langfe1033\kerning28\cgrid\langnp1033\langfenp1033 \sbasedon1 \snext28 \styrsid2248507 Title Style;}{\*\cs29 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid10104156 
skype_name_highlight_offline;}{\*\cs30 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid10104156 skype_name_mark;}}{\*\listtable{\list\listtemplateid267988628\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 
\ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 
\ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 
\ltrch\fcs0 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 }{\listname ;}\listid-1449412296}{\list\listtemplateid-578274400\listhybrid
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat3\levelspace0\levelindent0{\leveltext\leveltemplateid67698705\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel
\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2
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\qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid15619702 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 VITA }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid15619702 - }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 Ilan Kremer
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\insrsid15619702\charrsid15619702 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 
ACADEMIC WORK EXPIRIENCE 
\par }\pard\plain \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid15619702 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\cf1\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15877468 
Oct }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15877468  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702 -  Professor of Economics, University of ÌÇÐÄTV      
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11369079 201}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11369079 - Professor of Economics and Finance, The Hebrew University
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702 2010-   Assistant, Associate, Full Professor of Finance Stanford Graduate School of ÌÇÐÄTV   (on leave since 2011)
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid11369079 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10837700               }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10837700\charrsid10837700 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13766507 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid11369079 

\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13766507 EDITORIAL ACTIVITY}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid13766507\charrsid13766507 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\sb60\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13766507 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13766507 
Foreign Editor , Review of Economic Studies
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11369079 
Associate Editor, American Economic Review}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13766507\charrsid11369079 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 FIELDS OF SPECIALIZATION }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 
\par }\pard \ltrpar\ql \fi-2880\li2880\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin2880\itap0\pararsid11369079 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690  Financial Economics, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11369079 
Information Economics, Game Theory}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690   
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690  
\par  
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 EDUCATION }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 
\par }\pard \ltrpar\ql \li360\ri0\sb60\nowidctlpar\wrapdefault\faauto\rin0\lin360\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 Ph.D., Finance, {\*\xmlopen\xmlns2{\factoidname PersonName}}J.L.{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname PersonName}}
Kellogg{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname PersonName}}Graduate{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname PersonName}}School{\*\xmlclose} of Management, Northwestern University, {\*\xmlopen\xmlns2{\factoidname PersonName}}
{\*\xmlopen\xmlns2{\factoidname PersonName}}Evanston{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PersonName}}Illinois{\*\xmlclose}{\*\xmlclose}, 2000. 
\par M.Sc. (summa cum laude), Computer Science, {\*\xmlopen\xmlns2{\factoidname PersonName}}Hebrew{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname PersonName}}University{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PersonName}}{\*\xmlopen\xmlns2{\factoidname 
PersonName}}Jerusalem{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PersonName}}Israel{\*\xmlclose}{\*\xmlclose}, 1995. 
\par B.Sc. (summa cum laude), Computer  Science/Physics, {\*\xmlopen\xmlns2{\factoidname PersonName}}Hebrew{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname PersonName}}University{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PersonName}}
{\*\xmlopen\xmlns2{\factoidname PersonName}}Jerusalem{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PersonName}}Israel{\*\xmlclose}{\*\xmlclose}, 1992.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690  
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\par  
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FELLOWSHIPS }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid11369079 GRANTS }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 AND AWARDS }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 
\par }\pard\plain \ltrpar\ql \fi360\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid15619702 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11369079 
2011-2016 ERC grant }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702 \'93}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15619702\charrsid15619702 Information Flow and Its Impact on FinancialMarkets
\par }\pard\plain \ltrpar\s23\ql \fi-1080\li1440\ri0\sb120\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0\pararsid15619702 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid14513690 2004   Best paper award, Utah Winter Finance Conference 2004, joint with Peter DeMarzo and Andy Skrzypacz for "Bidding with Securities - Auctions and Security Design"  
\par }\pard \ltrpar\s23\ql \fi-1080\li1440\ri0\sb120\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 2003  NSF Grant with Peter DeMarzo and {\*\xmlopen\xmlns2{\factoidname PersonName}}Andy Skrzypacz{\*\xmlclose}
 for "Bidding with Securities \endash  Auctions and Security Design" 
\par }\pard \ltrpar\s23\ql \li360\ri0\sb120\nowidctlpar\wrapdefault\faauto\rin0\lin360\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 1999  State Farm Companies Foundation Doctoral Dissertation Award in ÌÇÐÄTV. 
\par }\pard \ltrpar\s23\ql \fi-1080\li1440\ri0\sb120\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 1999  Treftzs award for the best student paper in the WFA with Valery Polkovnichenko. 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af35 \ltrch\fcs0 \loch\af35\dbch\af35\insrsid14513690 

\par \sect }\sectd \ltrsect\margrsxn840\margtsxn820\margbsxn1340\sbknone\linex0\sectdefaultcl\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3
\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}
{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\cf1\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf0\insrsid14513690 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid14513690 PUBLICATIONS  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14513690 
\par }\pard \ltrpar\ql \li0\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690 1) \'93Information aggregation in common value auctions,\'94 Econometrica, vol.70: 4, July 2002. 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin360\itap0 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690 2) \'93Divisible good auctions: The role of allocation rules,\'94
 with Kjell Nyborg, Rand Journal of Economics, vol. 35(1), Spring 2004. 
\par 3) \'93Diversification as a Public Good: Community Effects in Portfolio Choice,\'94 with Peter DeMarzo and {\*\xmlopen\xmlns2{\factoidname PersonName}}Ron Kaniel{\*\xmlclose}, Journal of Finance, vol. 59: 4, August 2004.  
\par 4) \'93Underpricing and Market Power in Uniform Price Auctions,\'94 with Kjell Nyborg, Review of Financial Studies, vol. 17, July 2004. 
\par 5) \'93The Relationship between the Allocation of Goods and a Seller's Revenue,\'94 with Matt Jackson, Journal of Mathematical Economics, 40 (June, 2004), pp.371-392 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid9330563 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690 6) \'93On the Informational Inefficiency of Discriminatory Price Auctions,\'94
 with Mathew Jackson, Journal of Economic Theory, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid1775401 (2007) 132(1) pp. 507-517 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690  
\par }\pard\plain \ltrpar\s24\ql \fi-360\li360\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid9330563 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\insrsid14513690 7) \'93Bidding with Securities - Auctions and Security Design,\'94 with Peter DeMarzo and {\*\xmlopen\xmlns2{\factoidname PersonName}}Andy Skrzypacz{\*\xmlclose},  American Economic Review (AER}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\insrsid9330563 ) 2005-10-31}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9330563\charrsid9330563  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9330563 
\par 8) }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9330563  HYPERLINK "http://faculty-gsb.stanford.edu/kremer/personal_page/papers/community.pdf" }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16218836 {\*\datafield 
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\insrsid9330563 ", joint work with }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9330563\charrsid9330563 Andrzej Skrzypacz}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8266062 , }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid8266062 J
ournal of Economic Theory (2007) 133(1) pp. 58-82}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \insrsid14513690  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \insrsid9330563\charrsid9330563 
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\insrsid9330563 9) }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid9330563 \'93Envy-Freeness and Implementation in Large Economies,\'94 with Matt Jackson, Review of }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid408810 Economic Design}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \fs22\insrsid11888341 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid143591   }{\rtlch\fcs1 \af41\afs22 \ltrch\fcs0 \f41\fs22\insrsid11888341 Vol. 11, No. 3, pp. 185-198, 2007}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\insrsid9330563 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid408810 
\par }\pard \ltrpar\ql \fi-1440\li1440\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0\pararsid9048176 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid408810 10) \'93The Relevance of a Choice of Auction Format in a Competitive Environment,\'94
 with Mathew Jackson, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid9048176 forthcoming}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid408810  Review of Economics Studies.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid16350179  (RES)}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid408810   }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid12478513 
\par }\pard \ltrpar\ql \fi-1440\li1440\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0\pararsid8466636 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12478513 11) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9330563  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid12478513 \'93Technological Innovations and Real Investment Booms and Busts\'94,  with Peter DeMarzo and Ron Kaniel, Jour}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14753892 nal of Financial Economics (2007) 85(3) 735-754}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \fs22\insrsid8466636\charrsid8466636 
\par }\pard \ltrpar\ql \fi-1440\li1440\ri0\sb240\nowidctlpar\wrapdefault\faauto\rin0\lin1440\itap0\pararsid535469 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8466636 12) \'93Relative Wealth Concerns, and Financial Bubbles,\'94 with Peter DeMarzo and Ron Kaniel, }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid8466636 Review of Financial Studies (RFS)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8466636   }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid535469 2008 21(1) 19-50}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid8466636\charrsid5864811 
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\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4785529 13)  \'93Price drift as an outcome of difference in higher order beliefs\'94, joint work with Snehal Banerjee and {\*\xmlopen\xmlns2{\factoidname PersonName}}Ron Kaniel{\*\xmlclose}, forthcoming, }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid4785529 Review of Financial Studies (RFS)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4785529   }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4785529\charrsid12478513 
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\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs22\cgrid0\insrsid10179015 "Dynamic Patterns of Trading Volume and Disagreement" joint work with Snehal Banerjee, forthcoming }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid10179015 Journal of Finance}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690 
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\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid10104156 joint work with\~Viral Acharya, and Peter DeMarzo.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs30\cgrid0\insrsid10104156  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid10104156 
forthcoming American Economic Review (AER)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10104156 
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1}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid14513690 ) \'93On randomized one round communication complexity,\'94 with Dana Ron and Noam Nisan, Computational Complexity, 8: 1, June 1999. Extended abstract appeared in the proceedings of STOC95}{
\rtlch\fcs1 \af2\afs22 \ltrch\fcs0 \f2\fs22\insrsid14513690 . 
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\ab\af0 \ltrch\fcs0 \insrsid5840172\charrsid5840172 2)}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid5840172  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid5840172 \'93}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid5840172\charrsid5840172 
Online Algorithms and Option Pricing}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid5840172 \'94}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\insrsid5840172 , }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid5840172 
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Hannan and Blackwell Meet Black and Scholes: Approachability, Calibration and Robust Option Pricing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid5864811\charrsid14513690 ,"}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid5864811  joint work wit
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\cgrid0\insrsid3999101 Ilan Guttman and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5580114 Andy Skrzypacz
\par 
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Implementing the "Wisdom of the Crowd"}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid3999101 \'94 joint work with }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cgrid0\insrsid2636644 Yishay Mansour and Motty Perry}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cgrid0\insrsid5864811\charrsid2636644 
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 joint work with Zvi Wiener and Eyal Winter
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13766507 
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13766507 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2636644 5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13766507 ) }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 
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