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Applied Microeconomics

Applied Microeconomics

The Applied Microeconomics research group unites researchers working on a broad array of topics within such areas as labour economics, economics of education, health economics, family economics, urban economics, environmental economics, and the economics of science and innovation. The group operates in close collaboration with the CAGE Research Centre.

The group participates in the CAGE seminar on Applied Economics, which runs weekly on Tuesdays at 2:15pm. Students and faculty members of the group present their ongoing work in two brown bag seminars, held weekly on Tuesdays and Wednesdays at 1pm. Students, in collaboration with faculty members, also organise a bi-weekly reading group in applied econometrics on Thursdays at 1pm. The group organises numerous events throughout the year, including the Research Away Day and several thematic workshops.

Our activities

Work in Progress seminars

Tuesdays and Wednesdays 1-2pm

Students and faculty members of the group present their work in progress in two brown bag seminars. See below for a detailed scheduled of speakers.

Applied Econometrics reading group

Thursdays (bi-weekly) 1-2pm

Organised by students in collaboration with faculty members. See the Events calendar below for further details

People

Academics

Academics associated with the Applied Microeconomics Group are:


Natalia Zinovyeva

Co-ordinator

Manuel Bagues

Deputy Co-ordinator


Events

Tuesday, May 12, 2026

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CWIP (CAGE Work in Progress) Workshop - Johannes Brinkmann (PGR)
S2.79

Title to be advised.

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MIEW (Macro/International Economics Workshop) - David Boll (PGR)
S2.79

Title to be advised.

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Applied & Development Economics Seminar - Kelsey Jack (UC Berkeley)
S2.79

Title: Health Insurance for Seasonal Savings: Evidence from Rural C么te d'Ivoire

Authors: G眉nther Fink, B. Kelsey Jack, Renate Strobl, Dao Daouda

Abstract: Households in low-income agricultural economies face large seasonal fluctuations in income and limited access to financial tools for smoothing consumption. In such settings, health insurance can serve not only as risk protection, but also as a state-contingent savings technology, transferring resources from high-income harvest periods to low-income lean periods. We study the rollout of C么te d'Ivoire's national health insurance scheme in a context with high morbidity, substantial out-of-pocket expenditures, and pronounced income seasonality---conditions under which the potential welfare gains from insurance are particularly large. Using a randomized subsidy design among 2,468 cocoa-farming households, we show that insurance demand is highly responsive to both price and cash-on-hand liquidity. Despite strong demand and actuarially favorable pricing, we find limited effects on health spending or consumption. We show that this disconnect arises from frictions in accessing benefits, including weak verification and reimbursement environments that limit providers' willingness to honor coverage without immediate proof. Our results highlight the importance of implementation, trust, and contract enforceability in determining the welfare impacts of social insurance.

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